Response : Mya -you have hit the nail on the head. It is  Official that Men Are Terrible Drivers.Insurers have known for a long time that women are better drivers.

Men lead in accidents of all types, from fatal crashes to minor fender benders

Men, maybe it’s time to hand the keys to the women. According to data from the National Highway Traffic Safety Administration, we’d all be a little safer if you rode shotgun more often—or, um, permanently.

I know it’s a hard truth to accept; you’ve prided yourself on your superior driving ability. You’ve even joked with the guys about your wife’s highway white-knuckling. Well, perhaps your wife’s caution is what distinguishes safe highway behavior from your never-met-a-lane-I-liked antics.

Insurers have known that men are a more erratic behind the wheel for a long time. That’s why they typically charge men more for insurance. Insurers don’t have a stake in the gender war: they simply want to price risk as accurately as they can. Doing so enables them to keep rates low for everyone, men included.

Sex of drivers involved in crashes 

Fatal crashes                       Male                                          Female

                                          Number          Rate                      Number        Rate

2005                              42,947             42.84                 14,967             14.92

2006                              41,912               41.49                 14,661              14.43

Injury            

2005                               18,36,711        1832                  1425,161          1421

2006                               17,62,552        1745                 1387,3324        1366

However, let me give you a tip to all the male’s – you can still get better and cheaper rates, with shopping around. Right here  just plug in the information required and within a moment you will get the best and cheap auto insurance quotes. Compare auto insurance quote and buy yourself the wonderful treat you have been putting off.