News : Auto insurance Car-theft ring and chop shop – Ohio. Better than to review car insurance – and interesting!

A Cleveland man frustrated over the theft of his Honda Civic decided to track it down himself, and police say his search led to the bust of a car-theft ring and chop shop.
Twenty-year-old Christopher Bravo said he saw his car in a garage near one of the city’s police stations. Police showed up, and authorities said they found an abandoned home nearby that was full of car parts, arrested nine people and towed away six stolen Civics.
The bust was made by a department that has one officer assigned to the auto theft unit in a city where more than 4,000 cars were stolen last year. That’s down from 12 members six years ago.

Yes, this was recently done by Christopher and has helped not only the insurance company but even you- or all of us since car insurance are mandatory. If the auto thefts are caught and people who are involved are punished, the auto theft can be stopped.
This would help in reducing the cost of auto insurance since the insurance companies would save on the claims. Imagine if the insurance companies had to pay an average of $10,000 for each car the cost of insurance claims is 40,000,000/- Wow!

If we are proactive to review car insurance and compare auto insurance quotes for low auto insurance rates we save $397 to $597/- and continue to help the community which will give us even a lower auto insurance rate. Lets do it now and compare auto insurance quotes for free the first step

Jason Potash : Have you had an auto accident with a Toyota? Review car insurance since Toyota Uninteneded Acceleration auto insurance cases eligible for auto forgivness.

Review car insurance if you drive a Toyota and had an accident

Toyota Unintended Acceleration Linked to 89 Deaths
The government says unintended acceleration in Toyota vehicles may have been involved in the deaths of 89 people over the past decade.

The National Highway Traffic Safety Administration said that from 2000 to mid-May, it had received more than 6,200 complaints involving sudden acceleration in Toyota vehicles.

The reports involve 89 deaths and 57 injuries over the same period. Previously, 52 deaths were blamed on the problem.

Toyota Motor Corp. has recalled more than 8 million vehicles worldwide since last fall because of problems with gas pedals, floor mats and brakes.

The government typically receives an increase in complaints following a recall. None of the complaints have been verified.

Toyota Motor Corp. has recalled more than 8 million vehicles worldwide since last fall because of problems with gas pedals, floor mats and brakes. The Japanese automaker paid a record $16.4 million fine for its slow response to an accelerator pedal recall and is facing hundreds of state and federal lawsuits.

If your drive a Toyota and have been involved in an accident on acount of unintentional acceleration it would be best to review car insurance coverage and claim with your insurer. It would also be worth-while to check out if you have auto accident forgivness coverage so that this accident would not be considered as a claim and increase your auto insurance premium.

Compare auto insurance quotes for low auto insurance rates here and stay informed.
Thanks.
Happy Fathers day.
Kamlesh

Keith Baxter : What do you excatly mean when you say apples to apples when you compare auto insurance quotes or review car insurance coverage. Is it not that we need to get only the low auto insurance rate? Why should you bother with anything else.

Compare auto insurance , review car insurance for getting optimum coverage and low auto insurance rates

Response : Keith unfortunately, most of us tend to forget the main purpose of auto insurance which is to have the car insurance coverage so that we are covered for an unfortunate incident which can cause a major loss. We forget this main objective and wholeheartedly focus on getting low auto insurance rates – even $1/- difference seems right. We rush to a site which gives us $457/- less on our auto insurance, but does not pick up our exposures!!!

Anyway let me elobrate what we mean by apples to apples – this termilogy applies both to us looking to compare auto insurance quotes or review car insurance for low auto insurance rates and also the underwriters of the insurance company who are having a auto insurance rating matirx. As an applicant when we are comparing auto insurance qutoes online, we need to compare the same coverage and same limits for each web-site or insurance company that we attempt the car insurance quotes.

On the other hand the underwriter of the insurance company must also classify us in the right category for rating when they are giving the auto insurance rates.

Hopefully this will help you.

Thanks.
Kamlesh

Dori Friend: Will the big oil spill affect auto insurance rates or how to compare auto insurance quotes? This question is asked since ultimately the insurance companies will have to bear some loss in this. Would we have to review car insurance coverage to get low auto insurance rates.

Auto Insurance : Compare auto insurance quotes, review car insurance to get low auto insurance rates.

Response : Dori, a good question but I know some readers will think this is not appropriate, since what connection would be there between the oil spill and the auto insurance rates or how to compare auto insurance quotes.

Being in the insurance field for a long time, I agree with part of your apprehension, because insurance is related to all walks of life. The past few years have been tough for the insurance companies and this definetly affects the insurance market.

The Mexico oil spill has been one of the biggest so far and the liability claim for this is already estimated at 400+ million dollars and there is already a talk in the insurance circles that we are heading towards a hard insurance market. However with the present economic scenerio this might not be the case.

Yes, once it becomes a hard market there will be changes in the auto insurance ratings and the number of players would also be reduced. This would mean that the consumers will have to compare auto insurance quotes online and offline to get the best quotes and reveiw car insruance coverage if they want to save and get low auto insurance rates.

Ebene Kagan : Does an auto insurance claim affect my auto insurance premium since when I did compare auto insurnace quotes my auto insurance quote was higher?
I live in New York city.

Compare auto insurance quotes or review car insurance if invloved in auto accident.

Response : Auto accidents are unfortunate events and this is the main reason why one goes for an auto insurance policy. It is a fact that in case you are involved in an auto accident and the accident falls within the perview of the insurance company they would settle your claim and reimburse you. In cases where someone is hurt or a fatal accident the financial loss can be much higher for the insurance company.

Insurance companies have their own underwriting guidelines which they follow, however the reality is that if you are involved in an auto accident the insurance premium would increase in the subsequent year on account of the claim. The quantum of increase in the auto insurance premium is not directly proportionate to the claim paid, however there is an increase in the premium.

Now as per the recent news in New York and Florida the number of staged claims are on the rise and those staging the claims involve incoent drivers in tha accidents.

Suspicious insurance claims from staged accidents are on the rise— and nowhere more than in New York and Florida, two states with no-fault statutes.

Overall, the number of questionable claims from staged accidents increased by 46.3 percent from 2007 to 2009, according to the National Insurance Crime Bureau (NICB)

Additionally, the ratio of staged accident claims to overall bodily injury (BI) and personal injury protection (PIP) claims has increased over this period while the total number of BI and PIP claims has declined.

You will be suprised to know that Florida and New York are ranked first and second, respectively, in the top 10 loss states and five of the top 10 loss cities.

The top five states that generated the most staged accident questionable claims are: (1) Florida, 3,006; (2) New York, 1,680; (3) California, 1,619; (4) Texas, 792; and (5) Illinois, 433.

The five cities that generated the most staged accident questionable claims are: (1) New York City, 1,304; (2) Tampa, 562; (3) Miami, 511; (4) Orlando, 422; and (5) Houston, 376.

Staged accidents target innocent drivers with schemes aimed at defrauding the insurance company. This would mean that you need to be more aware on the road when you are driving. Avoid tailgating at all cost and also note down all the details of the oppoiste driver and details of the claim in case you get involved in an auto insurance accident. Unfortunately, there is nothing which can be given to distingush between a genuine claim and a fraud and hence you need to be careful.

It would be best to compare auto insurance quotes online here or at any other web-site of your choice review car insurance coverage to get low auto insurance rates.

Thanks.
Kamlesh