auto insurance cadillac srx 2012

The auto insurance for a Cadillac SRX cost me?

The 2012 Cadillac SRX is priced starting at $35,185 and in the same category as vehicles like the 2012 Audi Q5 and Infiniti EX. Although the 2012 SRX ranks near the bottom of its class, the auto press still has plenty of nice things to say about it. U.S. News reports that its luxurious interior appointments will meet with luxury SUV drivers’ expectations, and its sleek, stylish exterior design is sure to impress. Reviewers also applaud Cadillac’s decision to do away with the underpowered 3.0 liter engine that was standard on previous models. All 2012 Cadillac SRX models are now equipped with a powerful, smooth-shifting 3.6 liter V6.

Mediocre Fuel Ratings

One drawback to Cadillac SRX ownership is the vehicle’s mediocre fuel economy ratings. It gets just 17 city mpg and 24 highway mpg. These aren’t worst-in-class ratings, but you can do much better. For instance, the Audi Q5 gets 20 city mpg and 27 highway mpg. Another area of weakness for the SRX is its off-road performance. If you’re looking to tackle rough roads, the LR2 and the Range Rover Evoque from Land Rover are both better options. If you’re ready to compare local auto insurance quotes, type in your zip code. Otherwise, keep reading to learn more about 2012 Cadillac SRX ownership!

How much is auto insurance for a Cadillac SRX?

Data compiled by NADA indicates an average $6,884 5-year car insurance bill for the 2012 Cadillac SRX. Drivers who pay annually will see an average rate of $1,377, although insurance rates tend to gradually decline the longer that you’ve owned a vehicle. If you pay your auto insurance bills monthly, you should expect a rate of about $115.

These projected rates are based on the assumption that you have over six years of driving experience, though. Cadillac SRX owners with between three and six years of experience behind the wheel will pay about $2,576 annually, and the NADA estimates that the rate for drivers with under three years’ experience will approach $3,900 per year. You’ll also pay more to insure your 2012 SRX if you opt for a higher trim level. For example, if you own a Cadillac SRX Premium Collection model with all-wheel drive, you’ll pay about $1,742 a year for auto insurance. That’s over $300 more than what owners of the base model are expected to pay.

2012 Cadillac SRX Maintenance

Your 2012 SRX will be covered under Cadillac’s Premium Care Maintenance Program until its 4-year/50,000 mile limited warranty expires. For most drivers, that will occur during the fourth year of ownership, when out-of-pocket maintenance bills total about $1,325. For the fifth year’s scheduled maintenance bill, drivers usually pay just $181, for a relatively low 5-year scheduled maintenance cost of $1,507. The SRX is one of the only compact luxury SUVs to offer complementary scheduled maintenance.

Cadillac SRX Repair Expenses

The NADA predicts that repair bills for your 2012 Cadillac SRX should also be relatively low. Once the vehicle’s limited warranty expires, which is usually during the fourth year of ownership, you’ll pay about $710 for repairs. The following year, the SRX’s repair bill will be approximately $1,065. This means you’ll have spent just $1,775 on repairs after you’ve owned your 2012 SRX for five years. It’s important to note, too, that the SRX comes with an unusual 5-year/100,000 mile powertrain warranty in addition to its limited warranty. Owners of other luxury SUVs are generally responsible for all repairs after their vehicles’ limited warranties expire.

Cadillac SRX Safety Ratings

The 2012 Cadillac SRX has already been crash tested by the Insurance Institute for Highway Safety (IIHS). Under the more stringent tests for this model year, the SRX still managed to earn the IIHS’ highest rating in all assessments. These include front and side-impact crash tests, as well as a roof strength test to determine how well the vehicle would protect passengers if it rolled over. There’s also a rear-impact test, which measures the vehicle’s ability to reduce whiplash in passengers. The SRX’s excellent performance in these tests earned it a Top Safety Pick title.

The only safety test that the federal government has conducted so far on the 2012 SRX is the rollover test. This test differs from the IIHS’ roof strength assessment, because it measures the probability of a rollover, rather than the vehicle’s crashworthiness in such a collision. The 2012 SRX earned a 4-star federal rollover rating, which is the second highest rating out of five. This is a solid score for an SUV.

2012 SRX Trims and Features

Standard features on the base model 2012 SRX include a multi-mode 6-speed automatic transmission, a push button ignition, dual-zone climate control, and 18-inch wheels. The vehicle’s tech package includes a driver information center with one free year of OnStar access, as well as Bluetooth connectivity and a USB interface. The 8-speaker audio system is a premium Bose model, and it comes with a 3-month free trial for Sirius satellite radio. This trim level is not available with all-wheel drive.

For an additional $4,000 or so, you can purchase a 2012 SRX Luxury model with power-adjustable leather seats, remote start, an extra-large power sunroof, and park assist. There’s also a backup camera, a heated steering wheel, and ambient interior lighting. The 2012 SRX’s Performance trim starts at $43,530, and it comes standard with a touch-screen navigation system and an upgraded 10-speaker Bose 5.1 audio system with surround sound. You can upgrade even further to the 2012 SRX Premium Collection trim for just $2,000 more. It comes with ventilated front seats and rear-seat audio and climate controls.

Compare auto insurance  for the Cadillac SRX here.

 

ryan braun : Am thinking of going for Acura ZDX- how much will be auto insurance quotes for Acura ZDX? Some information on the car would also be appreciated.

Compare auto insurance for Acura ZDX.

Response : Acura calls its ZDX a “4-door sports coupe,” and this label is appropriate, given its emphasis on performance and luxury over spaciousness. Although the 2011 Acura ZDX is below average when it comes to cabin space, it’s way above average in terms of interior luxury. It also lives up to its “sports coupe” designation by providing a fun, car-like driving experience other midsized luxury SUVs can’t match. The ZDX also features standard all-wheel drive, which is a plus for consumers who live in snowier climates.

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With a base price of $42,930, the ZDX is also reasonably priced for its class. The Saab 9-4X represents the low end of the price scale, at $33,380, while the BMW X6 starts at a MSRP of $58,900 representing the high end. The Porsche Cayenne starts at just $47,700, it can cost as much as $106,000 with options.

How much is auto insurance for the Acura ZDX?

Insuring an Acura ZDX for five years will cost about $9,393, reports the National Automobile Dealers Association (NADA). For consumers who pay monthly, that’s equal to a rate of $157, and your rate will be about $1,879 if you pay your bill annually.

Annual auto insurance rates reported by the NADA for the Acura ZDX are slightly higher than those for competing luxury SUVs. For instance, Edmunds anticipates a yearly cost of just $1,608 for a BMW M Class SUV. If you opt for a BMW X6, an Acura MDX, a Leux RX 350, , or a BMW X5,  you’ll pay approximately $1,750 annually for auto insurance. Premiums for the Volkswagen Touareg are a bit closer to those for the Acura ZDX, at $1,858 per year.

Acura ZDX Maintenance Costs

Though the 2011 ZDX is covered by a 4-year/50,000 mile warranty, this warranty does not include factory scheduled maintenance costs. Typical Acura ZDX drivers pay $147 for their first year of routine maintenance, and $205 for their second year. The third-year tune-up costs $1,913, the NADA reports, and the ZDX’s fourth-year maintenance bill will be around $352. After you add on the fifth-year bill of $279, the ZDX’s maintenance costs will come out to roughly $2,896 for five years.

Despite the Acura ZDX’s lack of complementary service, its maintenance costs are still far lower than its competitors’. The Mercedes M Class will cost about $6,738 to maintain for five years. That’s more than twice as much as the 2011 ZDX costs. Five years’ worth of maintenance for the Lexus RX 350 should cost about $4,825, Edmunds reports, and it will costs most drivers about $4,545 to maintain a BMW X5 for the same length of time. For Acura MDX maintenance, drivers will pay about $4,329, and it will cost approximately $4,402 to maintain an X6 from BMW for five years.

Acura ZDX Repair Costs

For those who drive about 15,000 miles per year, the ZDX’s warranty will expire between the third and fourth years that you own it. After the warranty expires, you’ll pay for repairs out of pocket, including $636 during the fourth year of ownership. The following year, you’ll pay about $954, for a 5-year repair cost total of $1,589.

That’s not the lowest repair cost bill for a luxury SUV, since it costs just over $1,000 for five years’ worth of repairs on the MDX, and RX 350. However, it’s quite a bit lower than the BMW X6’s $3,005 repair bill, and the $3,200 5-year repair bill for the 2011 X5. If you drive a Mercedes M Class, you’ll pay about $2,600 for repairs.

Acura ZDX Crash Test Results

Thus far, the National Highway Traffic Safety Administration (NHTSA) has performed just one safety test on the 2011 ZDX. In this rollover test, the ZDX earned four of five possible stars, which is a solid rating for an SUV. Its estimated probability of rolling over during “fishhook” turns at high speeds is 13%. The Insurance Institute for Highway Safety (IIHS) rated the ZDX’s performance in front impact crashes “Good,” but it only rated the vehicle “Average” in rear impact collisions. No side impact or roof strength tests have been conducted yet.

The Acura ZDX was the only midsize luxury SUV rated by the IIHS that did not receive the highest score of “Good.” If you’re looking for an SUV with stronger safety ratings that’s been more thoroughly tested, consider the Saab 9-4X, the Audi Q5, or the Lincoln MKT. These vehicles earned the best rating of “Good” from the IIHS in all four categories, and were designated “Top Safety Picks.”

Acura ZDX Safety Features

Although the Acura ZDX’s crash test ratings aren’t the best, it does come with some helpful safety gadgets, if you’re willing to pay for them. If you add on the optional $4,500 Technology Package, you’ll get a backup camera, which reviewers recommend due to the ZDX’s restricted rear visibility. The Advance Package, which brings the ZDX’s price to $56,195, includes a blind spot warning system to let you know when another vehicle is in your path during lane changes. Standard safety features on the ZDX include a trailer stability assist system and dynamic stability control.

Compare auto insurance quotes  for the Acura ZDX online!

Chris Lang : I heard that your profession could influence your auto insurance rates and certain professionals would not give you low auto insurance.

Low auto insurance with online car insurance quotes:

Response : The general auto insurance companies are continously researching the auto accidents and car claims which influence their auto insurance rats. The general auto insurance companies also continously compare auto insurance statastics and examine the data for all different classes and categories like the vehicle, the driver, the road conditions and so forth.

It is interesting that recently the general auto insurance companies conducted a research to find out the profession of the driver and the auto insurance claims.

Professions that demand multi-tasking – being on the phone, moving fast on a tight schedule – are prone to more distractions and, from there, more accidents. On the other hand, though the job of a homemaker demands multi-tasking, young children are often along for any car ride. And when children are involved, people tend to take their time and use greater caution.” Homemakers and athletes also tend to be off the road during rush hour.

Top 10 Most Dangerous Drivers by Profession*:

Attorney/Judge
Financial professionals
Government worker (GS6)
Bartender or Waiter
Business Professionals
Dog Groomer
Marketing/Advertising professionals
Barber/Stylist
Coach
Nurse

Chris, however the auto insurance rating is not dependent on this profession but you get a low auto insurance rate if you belong to any of this since the auto insurance rate is based on your driving experience. Compare auto insurance quotes online, reveiw car insurance coverage and get our low auto insurance rates. Stay informed and stay updated.

Thanks.
Kamlesh