News: If you are driving a Ford and have meet with an accident, please review car insurance with your general auto insurance. There are cases reviewed for the Toyota claims also. Please stay tunned for more information on Toyota also.

Compare auto insurance quotes here for low auto insurance and stay informed.

Ford auto concerns and article and tips for NHSTA a must for every driver.

” Federal auto safety regulators have launched an investigation into whether floor mats in 2010 Ford Motor Co.’s Fusion and Mercury Milan sedans can entrap the gas pedal, causing unintended acceleration.

The investigation follows complaints of a similar nature that sparked the recall of millions of Toyota Motor Corp. vehicles in recent months.
The National Highway Traffic Safety Administration has warned drivers of the Fusion and its Milan sibling not to place any unsecured floor mats, whether made by Ford or an after-market retailer, on top of the standard, carpeted floor mat in the driver’s side foot well. Drivers should also make sure that their floor mats are secured to the floor and not stacked, the safety agency said.

Ford Motor Co. has built about 249,000 Fusion and Milan sedans. The Fusion is rival to the Toyota Camry and Honda Accord and is one of the nation’s best selling mid-sized sedans.
NHTSA said it has “verified three consumer complaints” about the problem. These incidents resulted when drivers laid Ford’s optional rubber all-weather floor mat on top of the carpeted floor mat in the driver’s side foot well. If the rubber mat slips forward it can trap the gas pedal in a down position.

“This is most likely to occur after the driver presses the accelerator pedal substantially such as when merging or passing in traffic,” the agency said in a statement.
NHTSA said it has received no complaints involving crashes, injuries or fatalities.
Ford said it was cooperating with the federal safety agency. A company spokesman said the automaker was not aware of any complaints from drivers who installed their floor mats according to Ford’s instructions.

“We do not recommend stacking floor mats in any vehicle,” said the spokesman, Said Deep.

Ford places a warning on top of its rubber all-weather floor mats that says, “Do not place on top of existing floor mats,” he said.
Additionally, driver’s side floor mats manufactured by the company have an attachment to secure them in place to prevent them from sliding, Deep said.
NHTSA said drivers should pay more attention to the position of their floor mats, including how they are secured or whether they are stacked, regardless of the make or model of their vehicle.
The agency said that drivers who find themselves in an unintended acceleration incident should take the following steps:
–Brake firmly and steadily — do not pump the brake pedal.
–Shift the transmission into neutral. It is a good idea to make sure you know how to shift the transmission into neutral in advance.)
–Steer to a safe location.
–Shut the engine off.

You must take these safety measures, pass it on to your friends, family and relatives.

Jim Edwards : I find that the auto insurance company demand information about people who live with you? Can they really do this? If I do not declare this when I compare auto insurance quotes online is it fine?

Response : The insurance companies do not want to get any information from you which is not pertaining to the risk. Since the insurance companies are insuring your car, they need to know who lives with you only to know who would be using the car. The car cannot run by itself and it is the driver who is steering the vehicle and so the main risk is the driver of the vehicle. It is important to know how many drivers are there in the family and their driving history so that the auto insurance rating can be done properly. Since this directly affects the auto insurance rating and the insurance companies decision of accepting or declining the risk, any information concealed would be a misrepresentation. This would mean that the insurance company can cancel your policy and deny the claim.

Also technically the National Highway Traffic Safety Administration (NHTSA) requires the insurance companies to do so as part of the agreement of being a legitimate licensed insurance carrier.

Now when you compare auto insurance quotes online if you do not put in the information your insurance quote will be different from what they would give you, once you give the correct information. You need to put in the information correctly than it would be considered as a misreprenstation.

Thanks.
Kamlesh

Mya : Is it true that men are terrible drivers and they are rated higher for auto insurance?

Response : Mya -you have hit the nail on the head. It is  Official that Men Are Terrible Drivers.Insurers have known for a long time that women are better drivers.

Men lead in accidents of all types, from fatal crashes to minor fender benders

Men, maybe it’s time to hand the keys to the women. According to data from the National Highway Traffic Safety Administration, we’d all be a little safer if you rode shotgun more often—or, um, permanently.

I know it’s a hard truth to accept; you’ve prided yourself on your superior driving ability. You’ve even joked with the guys about your wife’s highway white-knuckling. Well, perhaps your wife’s caution is what distinguishes safe highway behavior from your never-met-a-lane-I-liked antics.

Insurers have known that men are a more erratic behind the wheel for a long time. That’s why they typically charge men more for insurance. Insurers don’t have a stake in the gender war: they simply want to price risk as accurately as they can. Doing so enables them to keep rates low for everyone, men included.

Sex of drivers involved in crashes 

Fatal crashes                       Male                                          Female

                                          Number          Rate                      Number        Rate

2005                              42,947             42.84                 14,967             14.92

2006                              41,912               41.49                 14,661              14.43

Injury            

2005                               18,36,711        1832                  1425,161          1421

2006                               17,62,552        1745                 1387,3324        1366

However, let me give you a tip to all the male’s – you can still get better and cheaper rates, with shopping around. Right here  just plug in the information required and within a moment you will get the best and cheap auto insurance quotes. Compare auto insurance quote and buy yourself the wonderful treat you have been putting off.

Jerry. Seattle : How can save on car insurance and get low auto insurance quotes with air bags?

Low auto insurance rate and safety :

Response : There are many ways in which you can get low auto insurance rates. One of it is compare auto insurance quote or review car insurance which would mean that you are making sure that these are the lowest car insurance quotes you can get at this given time.

Installing air bags is defintely one way to get low auto insurance rate. Air bags are life savers and have helped in minimizing the injury to the driver year. According to National Highway Traffic Safety Administration this is about 30% for drivers and 27% for passengers.

 The insurance companies would offer auto insurance discounts for cars having air-bags and this is a common inbuilt feature of many cars. If the air bag is stolen or it deploys it would be covered by your auto insurance policy provided you have comprehensive car insurance.

However, airbags can cause injury and damage because of the force with which it blows up causing injury to small adults sitting close to the wheel, pregnant ladies or elders or even infants sitting in the rear seat. To prevent this injury, take the following steps:

• Wear your seat belt. This should be mandatory for all children or adults seating in the back seat also.
• Infants must be placed in rear-facing car seats and only in the back seat.
• Adults having a small structure should move back at least 10 inches from airbag cover.

Ensure your and your passengers safety and save car insurance premiums.

Kamlesh