Honda civic hybrid car insurance

kristin cavallari ; How much is auto insurance for a Hoda Civic Hybrid?

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While most other hybrids, like the top-ranked Ford Fusion Hybrid and Hyundai Sonata Hybrid, are a bit pricier than the Civic Hybrid and have lower fuel economy ratings, they make up for it with better performance, features, and appearances. Type in your zip code above to compare auto insurance quotes online!

How much is auto insurance for a Honda Civic Hybrid?

Auto insurance rate estimates aren’t available for the 2012 Honda Civic Hybrid yet, but reports are in for the 2011 model. The National Automobile Dealers Association (NADA) indicates an average annual auto insurance rate of $1,109 for the Civic Hybrid. Over five years, that will add up to $5,546 worth of auto insurance premiums. Drivers who pay monthly will pay premiums of about $92 if they have driving records at least six years long. Drivers with only three to six years’ experience will pay closer to $174 per month, and if you have less than three years’ experience, expect to pay about $265 per month.

Compared to the competition, the 2011 Honda Civic Hybrid is cheap to insure. The Chevrolet Volt costs $1,373 to insure each year, and Ford Fusion Hybrid owners typically pay $1,483 a year. For the Hyundai Sonata Hybrid, expect to pay $1,570 annually, and be prepared for a yearly bill of $1,600 if you drive a Toyota Camry Hybrid.

Honda Civic Hybrid Repairs

The NADA expects the Honda Civic Hybrid to incur $1,485 in repair costs over the first five years it’s on the road. The vehicle’s warranty will cover any necessary repairs during the first and second years, but you’re likely to pay the $343 third-year bill out of pocket. The fourth- and fifth-year repair bills for the Civic Hybrid will each cost about $571.

The Honda Civic Hybrid’s auto insurance costs are among the lowest of all hybrid cars, but its repair costs are much higher than its competitors’. Ford Fusion Hybrid owners will pay about $850 for car repairs over five years, and Toyota Prius and Chevrolet Volt drivers will pay similar bills. It will cost around $750 to repair a Nissan Altima Hybrid or a Toyota Camry Hybrid for five years. Hyundai Sonata Hybrid owners will pay about $636 for five years’ worth of repairs, which is less than half of what Civic Hybrid drivers are expected to pay.

Maintaining a Civic Hybrid

The total 5-year maintenance bill for a Civic Hybrid is nearly $2,000, including a third-year tune up that will cost over $1,000. The first- and second- year maintenance bills for the Civic Hybrid should total just $175 each, and the fourth-year bill will cost just over $300. During the fifth year, the NADA predicts that you’ll pay about $269 for maintenance.

This rate is low compared to the maintenance costs for other hybrids. Chevrolet Volt drivers are projected to pay just over $2,300 for their 5-year maintenance bills, and Hyundai Sonta Hybrid  owners will pay about $2,994. Ford Fusion Hybrid maintenance expenses will total a bit over $3,300, and Camry Hybrid drivers will pay nearly $4,000 for maintenance.

Civic Hybrid Crash Test Results

Since the 2012 Honda Civic Hybrid was recently redesigned, only the Insurance Institute for Highway Safety (IIHS) has reported its ratings so far. The federal government gave the 2011 Civic Hybrid a 3-star rating, but several improvements have been made to the vehicle’s design since then. The IIHS rates the 2012 Civic Hybrid a “Top Safety Pick,” due to its standard electronic stability control and top ratings in all four of the institute’s crash tests.

These include the frontal offset test, which examines how well the vehicle protects the driver and front passenger when it strikes an object in front of it, and a similar test for side impacts to both the front and rear portions of the car. The roof strength test gauges how well the vehicle’s roof structure protects passengers if the car rolls over, and the rear impact test assesses the vehicle’s ability to prevent whiplash. The Chevrolet Volt and the Toyota Prius are both “Top Safety Picks” as well.

2012 Civic Hybrid Features

While critics note that the 2012 Civic Hybrid’s performance, especially in terms of fuel economy, is improved for the new model year, they’re underwhelmed by the vehicle’s revamped interior. They say that the materials quality in the Civic Hybrid’s cabin still doesn’t stack up well against its competitors’, and its cargo area is small due to the car’s large battery. However, reviewers do note improvements in both cabin space and standard features. These include a tilting and telescoping steering wheel to optimize driving ergonomics, as well as an auxiliary input jack, Bluetooth, and USB connectivity.

The new intelligent Multi-Information Display, or i-MID, combines Bluetooth functionality, a trip computer, and fuel economy info all in one convenient location. The Civic Hybrid also incorporates an Eco Assist feature that tells you how efficiently you’re driving. It can be activated or deactivated by depressing the ECON button.

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How to review car insurance for used car

Review car insurance for used car report would be unique in many ways. There is nothing wrong in getting  an used car when they cannot afford to buy new. There are some used car, that almost look like new cars. The reason why most people prefer to buy used cars is due to subsequently increasing frequency of road accidents and RAID the increasing traffic.

For a used car when getting car insurance, review the market value of the car and decide on the comprhensive insurance coverage based on this. Comprehensive insurance would cover you for theft and also for other natural calamities and fire. Now a used car is more less likely to be stolen than a brand new car, besides the chances of  fire are lower. You need to do some mathematics and calculate the car insruance comprehensive coverage for the car and see how much you can save against the cost of buying another vehicle.

The second thing to reveiw car insurance is to review the deductible. For an used vehicle you can incerase the deductible on the insurance policy. The higer the deductible, the lower would be the auto insurance premium.

Compare auto insruance quotes for used cars and review car insurance coverage, you would certianly save on the car insurance.

Review used cars and compare auto insurance rates for each car, review car insruance for type of car

The used car rendering flexibility of choice and are cost effective and smart is buying one of these vehicles. There are many of used cars on the market and is the best place to find them via the Internet. Honda Accord has luxurious interior is unique and is quite extensive. Toyota Camry comes with excellent exterior look and perfect fuel efficiency and spacious cabin within. One of the fashionable models is a great combination of fuel competence Toyota Prius, and maneuver is conscientious. Ford F-150 is a heavy duty pick-up that North America has won the 2009 truck of the year award.

The used car review also says that BMW is an excellent choice for customers seeking large internal and external characteristics and fuel efficient engines. In terms of performance, Honda Civic is ranked medium-sized fuel is extremely efficient and reliable. Toyota Corolla comes with extensive pages and large outside looks. It is a great combination of stylish exterior design, spacious interior and perfect fuel efficiency. Those who are looking for vehicles that offer the all-round performance are the best vehicles. You will be glad to know that some Mercedes-Benz used cars on the market, such as E-class, the a mid-range-premium luxury sedan is manufactured and launched in the 1960′s in life. The Mercedes-Benz has seven generations of the E-class models. The E320 is motivated by a 5.5 liter V8 powered engine, which is good for generating 516 pound-feet of torque and 469 HP. There are some other E-class models in the production lineup of Mercedes, the 369 pounds-feet of torque, come with 3.2 litre engine and creating 201 PS.

The Auto check used also say that E280 was launched in 2008 in life and was powered by a 3.0 liter V6 engine, the 221 pounds generated the 391 pounds-feet of torque and 382 HP produced feet of torque and 228 PS, later upgraded by more powerful engine. There is a different engine package which called E55 was available in E62, with 6.2-Liter-V8-Motor, which is well amended for churning out is 465-pounds-feet of torque and 507 HP. Overall those seeking reservation details must pass many used car review to obtain the details of the car.

You need to review the details of the car and also the cost of insurance for each vehicle. You would be suprised with what the different car insurance rates are for different models.

Review car insurance premium for used car, type of car,before you buy a used car

When you are buying an used car, you can first review car insurance premium before you decide on the make and model of the vehicle. The used car might be your second family vehicle. Reveiw car insurance discount for multiple vehicles. Secondly. first compare auto insruance quotes online, and with insurance agents before you take the decision to buy car insurance.

News: If you are driving a Ford and have meet with an accident, please review car insurance with your general auto insurance. There are cases reviewed for the Toyota claims also. Please stay tunned for more information on Toyota also.

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Ford auto concerns and article and tips for NHSTA a must for every driver.

” Federal auto safety regulators have launched an investigation into whether floor mats in 2010 Ford Motor Co.’s Fusion and Mercury Milan sedans can entrap the gas pedal, causing unintended acceleration.

The investigation follows complaints of a similar nature that sparked the recall of millions of Toyota Motor Corp. vehicles in recent months.
The National Highway Traffic Safety Administration has warned drivers of the Fusion and its Milan sibling not to place any unsecured floor mats, whether made by Ford or an after-market retailer, on top of the standard, carpeted floor mat in the driver’s side foot well. Drivers should also make sure that their floor mats are secured to the floor and not stacked, the safety agency said.

Ford Motor Co. has built about 249,000 Fusion and Milan sedans. The Fusion is rival to the Toyota Camry and Honda Accord and is one of the nation’s best selling mid-sized sedans.
NHTSA said it has “verified three consumer complaints” about the problem. These incidents resulted when drivers laid Ford’s optional rubber all-weather floor mat on top of the carpeted floor mat in the driver’s side foot well. If the rubber mat slips forward it can trap the gas pedal in a down position.

“This is most likely to occur after the driver presses the accelerator pedal substantially such as when merging or passing in traffic,” the agency said in a statement.
NHTSA said it has received no complaints involving crashes, injuries or fatalities.
Ford said it was cooperating with the federal safety agency. A company spokesman said the automaker was not aware of any complaints from drivers who installed their floor mats according to Ford’s instructions.

“We do not recommend stacking floor mats in any vehicle,” said the spokesman, Said Deep.

Ford places a warning on top of its rubber all-weather floor mats that says, “Do not place on top of existing floor mats,” he said.
Additionally, driver’s side floor mats manufactured by the company have an attachment to secure them in place to prevent them from sliding, Deep said.
NHTSA said drivers should pay more attention to the position of their floor mats, including how they are secured or whether they are stacked, regardless of the make or model of their vehicle.
The agency said that drivers who find themselves in an unintended acceleration incident should take the following steps:
–Brake firmly and steadily — do not pump the brake pedal.
–Shift the transmission into neutral. It is a good idea to make sure you know how to shift the transmission into neutral in advance.)
–Steer to a safe location.
–Shut the engine off.

You must take these safety measures, pass it on to your friends, family and relatives.

Garriaon : How much are auto insurance rates dependent on auto theft?
Response : This is a very relevant question since the auto insurance rates are directly dependent on auto theft. Now car theft depends on the car you are using and the data and statastics regarding the car.
Just recently the “hot wheels report” by National Insurance Crime Bureau’s (NICB) for 2008 revealed the following facts :

The 1994 Honda Accord ranked as the most stolen vehicle in the United States in 2008.
Following the 1994 Accord on the list of most stolen vehicles were:
• 1995 Honda Civic
• 1989 Toyota Camry
• 1997 Ford F-150 Pickup
• 2004 Dodge Ram Pickup
• 2000 Dodge Caravan
• 1996 Jeep Cherokee/Grand Cherokee
• 1994 Acura Integra
• 1999 Ford Taurus
• 2002 Ford Explorer
At the same time, the NICB said that the preliminary 2008 FBI Uniform Crime Report shows vehicle theft is on pace to decrease by 13.1 percent compared to 2007.
If the projection holds, 2008 would be the fifth consecutive year of declining vehicle thefts. NICB said if that trend continues, total thefts for 2008 would be below 1 million vehicles—a 20-year low.
The NICB said certain models of older cars and trucks are popular with thieves because of the value of their parts.
“Frequently, the parts can be stripped from a car at a chop shop and sold for at least twice as much as the value of the vehicle on the used car market,” the NICB said.
The organization added that newer models are also more difficult to steal because of anti-theft technology incorporated by the manufacturers.

Thus if you are looking for auto insurance for any of the listed vehicle which also requires a comprehensive and theft coverage, you will naturally pay higher.
However, the good news is that the thefts are decreasing, and secondly you can alwyas compare auto insurance quote online for free and review your car insurance coverage. You will certainly find the best auto insurance rate for your vehicle.

Mike Hill : Colorado : I am interested in taking a Comprehensive auto insurance quote? I have been charged a very high premium for my 1995 Honda Civic and am upset. I would appreciate your in-put on this.

Low auto insurance rate- Your car is a main factor.
Response : Mike, I can understand the reason why you are upset. it is always upsetting when your premium increases. For the insurance companies the statistical data is a factor of consideration for premium. The National Insurance Crime Bureau has complied a data of 10 most frequently reported lost/stolen vehicles which are :.
• 1995 Honda Civic
• 1991 Honda Accord
• 1989 Toyota Camry
• 1997 Ford F150 Series
• 1994 Chevrolet C/K 1500 Pickup
• 1994 Acura Integra
• 2004 Dodge Ram Pickup
• 1994 Nissan Sentra
• 1988 Toyota Pickup
• 2007 Toyota Corolla
Source: National Insurance Crime Bureau. Hot Wheels: Do You Know Where Your Car Is? (July 9, 2008)

This would mean that the theft ratio of these vehicles is higher and thus if one wants to include theft which is part of the comprehensive coverage the rate would be higher. The insurance company would base their rate on the statistics and also the companies own loss statistics.

Here is another tip, if you do not have a car which falls in the above list do not worry about it. Of course, you can make your car safer with all extra safety features if you want. Secondly you can shop and compare your auto insurance coverage on-line to find out the best rates.

Thanks.